Terms of Service
Last updated: 2026-04-30
By creating an ibookk account or using ibookk.com, you agree to these terms. If you do not agree, do not use the service.
1. The service
ibookk-OS provides AI-assisted bookkeeping, tax-strategy matching, payroll preview, and IRS-notice analysis software for US small businesses. The software is provided “as is” on a paid subscription basis.
2. Not legal, tax, or accounting advice
Tax-strategy recommendations, IRS-notice analyses, and response-letter drafts generated by ibookk are informational only. They are not legal advice, tax advice, or representation before the IRS. Only a licensed CPA, Enrolled Agent, or tax attorney can sign Form 2848 (Power of Attorney) and represent you before the IRS. You must have a qualified professional review any letter, return, or filing before mailing or submitting it. ibookk does not represent taxpayers before the IRS.
3. Your responsibilities
- Maintain accurate account information and a strong password.
- Verify any AI-generated output (transaction categorizations, savings estimates, draft letters) before relying on it.
- Keep paper or digital backups of any document you intend to mail to the IRS or a state agency.
- Pay subscription fees on time; failed payments may result in account suspension.
4. Subscriptions, billing, refunds
Subscriptions renew automatically until canceled. You can cancel any time from Settings → Billing. Refunds are issued at our discretion within 14 days of the charge if the service was materially defective.
5. Acceptable use
You may not use ibookk to file fraudulent returns, evade taxes, or misrepresent income to the IRS. We may suspend accounts engaged in such activity and report when required by law.
6. Limitation of liability
To the maximum extent permitted by law, ibookk's total liability for any claim arising out of these terms is limited to the fees you paid in the 12 months preceding the claim. ibookk is not liable for IRS penalties, interest, or third-party fees that result from information you provided, decisions you made, or AI-generated output you used without professional review.
7. Termination
You may close your account at any time. We may terminate accounts that violate these terms or remain inactive for over 24 months. On termination, you may export your data for 30 days; afterward we delete it on a rolling schedule consistent with our retention policy.
8. Governing law
These terms are governed by the laws of the State of Delaware, USA. Disputes are resolved first by good-faith negotiation, and otherwise by binding arbitration in Delaware under the AAA Commercial Rules.